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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
PSHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(f)(a). FEP Medicare Prescription Drug Plan
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-PSHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 8(a)
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2025 Rate Information
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
Page 71

 

Benefit Description

Outpatient Hospital or Ambulatory Surgical Center (cont.)

Outpatient drugs, medical devices, and durable medical equipment billed for by a facility, such as:

 
  • Prescribed drugs and medications

    Note: Certain self-injectable drugs are covered only when dispensed by a pharmacy under the pharmacy benefit. These drugs will be covered once per lifetime per therapeutic category of drugs when dispensed by a non-pharmacy-benefit provider. This benefit limitation does not apply if you have primary Medicare Part B coverage, or you are enrolled in the FEP Medicare Prescription Drug Program. See Section 5(f) for information about specialty drug fills from a Preferred pharmacy.

     
  • Orthopedic and prosthetic devices
     
  • Durable medical equipment
     
  • Surgical implants
     
  • Oral and transdermal contraceptives

    Note: We waive your cost-share for generic oral and transdermal contraceptives when you purchase them at a Preferred retail pharmacy; see Section 5(f).


You Pay
Preferred facilities: 30% of the Plan allowance (deductible applies)

Non-preferred facilities (Member/Non-member): You pay all charges

 

Benefit Description

Residential Treatment Center
Inpatient Residential Treatment Center:

Precertification prior to admission is required.

We cover inpatient care provided and billed by an RTC when the care is medically necessary for the treatment of a medical, mental health, and/or substance use disorder:

 
  • Room and board, such as semiprivate room, nursing care, meals, special diets, ancillary charges, and covered therapy services when billed by the facility.

Notes:
 
  • For inpatient care received overseas, refer to Section 5(i).
     
  • For outpatient residential treatment center services, see Section 5(c).


You Pay
Preferred facilities: 30% of the Plan allowance (deductible applies)

Non-preferred facilities (Member/Non-member): You pay all charges

 

Benefit Description
Not covered services, such as:

 
  • Biofeedback
     
  • Custodial or long-term care (see Definitions)
     
  • Domiciliary care provided because care in the home is not available or is unsuitable
     
  • Educational therapy or educational classes
     
  • Equine/hippotherapy provided during the approved stay
     
  • Recreational therapy
     
  • Respite care
     
  • Outdoor residential programs
     
  • Outward Bound programs
     
  • Personal comfort items, such as guest meals and beds, phone, television, beauty and barber service
     
  • Services provided outside of the provider’s licensure/scope of practice


You Pay
All charges

 

Residential Treatment Center - continued on next page

 

Go to page 70.  Go to page 72.
 

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