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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
PSHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(f)(a). FEP Medicare Prescription Drug Plan
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-PSHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 8(a)
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2025 Rate Information
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Blue Cross Blue Shield Federal Employee Program logo
 
 

 

2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Index

 

Index

 

Do not rely only on this page; it is for your convenience and may not show all pages where the terms appear. This Index is not an official statement of benefits.

Abortion - 111-112
Accidental injury - 77-78, 101, 131 
Acupuncture - 53, 63, 68-71
Affordable Care Act (ACA) - 13, 96-99
Allergy care - 46
Allogeneic transplants - 60-62
Alternative treatments - 53
Ambulance - 75
Ambulatory surgical center - 17-18, 68-71
Anesthesia - 63
Angiographies - 38, 68-71
Appeals - 28, 116-118
Applied behavior analysis (ABA) - 20-23, 47, 68-71
Assistant surgeon - 19, 55-56
Autism spectrum disorder - 47, 68-71
Autologous transplants - 59-62
Biopsies - 39-41, 55-56, 68-71
Birthing centers - 17-18
Blood and blood plasma - 52, 68-71
Blood or marrow stem cell - 59-62
Blue Distinction Centers - 17-18, 59-60
   for Transplants - 58-60, 62
Blue Distinction Specialty Care - 17-18
Blue Health Assessment - 103-104
Bone density tests - 38, 68-71
Brand-name drugs - 84-86, 88-89, 91-92, 94-95
Breast pump and supplies - 43-44
Breast reconstruction -56-57
Breast prostheses and surgical bras - 50
Breastfeeding support and supplies - 43, 67
Cancer tests - 39-41
Cardiac rehabilitation - 47, 68-71
Cardiovascular monitoring - 38, 68-71
Care Management Programs - 104-105
Case management - 72-74, 104-105
Casts - 54-55, 65-66, 68-71
Catastrophic protection - 31-32, 93-94
Cervical cancer screening - 39-43
CHAMPVA - 120-121
Changes for 2025 - 16
Chemotherapy - 47, 68-71
Children’s Equity Act - 11
Chiropractic manipulative treatment - 53, 68-71
Cholesterol tests - 38-41
Circumcision - 55-56
Claims and claims filing
Overseas - 107-109
Post-service - 113-114, 116-118, 137
Pre-service - 20, 27, 137
Clinic visits - 37-38, 68-71, 80-81
Clinical trials - 60-62, 123, 132
Cognitive rehabilitation - 48, 68-72
Coinsurance - 29, 31-32
Colonoscopy - 39-41, 55-56, 68-71
Colorectal cancer tests
Colonoscopy - 39-41, 55-56, 68-71
Fecal occult blood test - 39-41
Sigmoidoscopy - 39-41
Confidentiality - 14-15
Congenital anomalies - 55-56, 132
Consultations - 37-38, 80-81
Contact lenses - 49
Contraceptives - 44-45, 68-71, 88-89, 94-99
Coordination of benefits - 24-25, 120-130
Copayments - 29, 31-32
CORE benefits - 35, 132
Cosmetic surgery - 55-57, 132
Cost-share/cost-sharing - 29
Costs for covered services - 29-32
Coverage information - 9
Covered facility providers - 17-18
Covered professional providers - 17
CT scans - 38, 68-71
Custodial or long term care - 111-112, 132
Daily Habits - 103
Deductible - 29
Definitions - 131-139
Dental care - 101-102
Diabetic education - 53, 68-71
Diabetic supplies
Diabetic Meter Program - 96-99
Insulin pumps - 51-52
Insulin, test strips, and lancets - 88-89, 94-99
Needles and disposable syringes - 88-89, 94-95
Diagnostic and treatment services - 37-38
Diagnostic tests - 38, 43-44, 49, 80-83
Dialysis - 47, 51-52, 68-52, 71
Disease Management - 104-105
Disputed claims - 116-118
Divorce - 12
DNA analysis of stool samples - 39-41
Donor expenses - 62
Drugs (see: Prescription drugs)
Durable medical equipment - 51-52, 68-71, 132-133
Prosthetic devices - 50, 65-66, 68-71
Educational classes and programs - 53
EEGs - 38, 68-71
EKGs - 38, 68-71
Emergency - 27, 76-79
Enrollment - Inside cover, 9-10
Exception situations - 19-20
Exclusions - 111-112
Experimental or investigational - 133
Extended care benefits - 72
Eyeglasses - 49
Facility providers - 17-18
Family planning - 44-45
Fecal occult blood test - 39-41
FEDVIP - 101, 122
fepblue mobile application - 106
fepblue.org - 4
Flexible benefits option - 105
Foot care - 50
Formulary/Preferred drug list - 84 -86, 90-92
Fraud - 4
Gender affirming care - 56-57
Generic drugs - 86-89, 94-95
Generic equivalents - 86-87, 92-93
Genetic screening/testing - 38, 68-71
Health Insurance Marketplace - 13
Health tools - 103
Healthy Families - 103
Hearing aids and hearing services - 48, 50, 111-112
Home health services - 52-53
Home nursing care (maternity) - 52-53
Hospice care - 72-74
Hospital - 
inpatient - 20, 27, 65-66, 82
outpatient - 68-71, 82-83
Human papillomavirus (HPV) tests - 39-43
Hypertension Management Program - 103-104
Identification cards - 17
Immunizations - 39-43, 96-99
Inpatient hospital benefits - 65-66
Inpatient professional services - 37-38, 80-81
Insulin - 88-89, 94-95
Insulin pumps - 51-52
Laboratory and pathology services - 38, 65-66, 68-71, 77-79
Low-dose CT screening - 138
Mammograms - 39-41
Manipulative treatment - 53, 68-71
Maternity care - 25, 27, 43-44, 66-68
Maxillofacial surgery - 58
Medicaid - 121
Medical emergency - 76-79
Medical foods - 52, 87-88, 93-94, 134
Medical supplies - 52, 65-66, 72-74
Medically necessary - 20, 27, 51-52, 71-72, 75
Medicare - Inside cover, 24-25, 120-130
Medications and supplies - 88-89, 94-99
Medications to promote better health - 96-99
Member facilities - 14-15
Mental health/substance use disorder - 80-83, 105
MRIs - 38, 68-71
Multiple procedures - 54 -55
MyBlue Customer eService - 104
National Doctor & Hospital Finder - 104
Neurological testing - 38, 68-71
Never Events - 6-8, 135
Newborn care - 27, 37-38, 43-44, 66-68
No Surprises Act (NSA) - 30-31
NON-CORE benefits - 35, 135
Non-member facilities - 14-15, 17-18
Non-participating providers - 30, 136-137
Non-preferred providers - 14-15, 17, 30
Non-PSHB benefits - 110
Nurse - 52-53, 72-74, 103
Nutritional counseling - 37-43, 65-66, 105
Observation care - 135
Obstetrical care - 43-44, 66-68
Occupational therapy - 48, 68-72
Office visits - 37-38, 80-81
Oral surgery - 58
Organ/tissue transplants - 54-63
Orthopedic devices - 50, 68-71
Osteoporosis screening - 138
Ostomy and catheter supplies - 52 
Out-of-pocket expenses - 31-32
Outpatient facility services - 68-71, 102
Outpatient professional services - 37-38, 80-81
Overpayments - 32
Overseas Assistance Center - 107
Overseas services, drugs, supplies and claims - 107-109
Oxygen - 51-52, 72-74
Pap tests - 39-43 
Participating providers - 30, 136-137
Patient Safety and Quality Monitoring (PSQM) program - 86-87
Personal Health Record - 103
PET scans - 38, 68-71
Pharmacotherapy - 37-38, 47 
Physical examinations - 39-43, 68-71, 111-112
Physical therapy - 48, 68-74
Physician - 14-15, 124, 128-129, 133
Plan allowance - 136-137
PPO - 14-15, 17-18, 137
Pre-admission testing - 65-66
Precertification - 20, 137
Preferred providers - 14-15, 17, 104 
Pregnancy (see: Maternity care)
Prescription drugs
Brand-name drugs - 84-86, 88-89, 91-92, 94-95
Drugs from other sources - 100 
Generic drugs - 84-89, 91-92, 94-95
Preferred retail pharmacies - 84-86, 88-89, 114
Retail Pharmacy Program - 84-86, 108-109
Self-injectable drugs - 84
Specialty Drug Pharmacy Program - 84-86, 88-89, 114
Specialty drugs - 84-86, 88-89, 91-92, 94-95, 138
Preventive care
Adult - 39-41, 138
Child - 41-43
Primary care provider (PCP) - 35
Prior approval - 20-23, 25-26, 138
Professional providers - 14-15, 17
Prostate cancer - 39-41
Prosthetic devices - 50,  65-66, 68-71
Psychotherapy - 80-83
Pulmonary rehabilitation - 47, 68-71
Radiation therapy - 47, 68-71
Reconsiderations - 27-28, 116-118
Replacement coverage - 13 
Reproductive services - 45-46, 131
Assisted reproductive technology (ART) - 45-46, 96-99, 131
Residential treatment center (RTC) - 17-18, 71-72, 82
Rights and responsibilities - 14-15
Room and board - 65-68, 71-72, 82
Routine Annual Physical Incentive Program - 106
Screening services - 39-41, 138
Second surgical opinion - 37-38
Self-injectable drugs - 84
Skilled nursing facility (SNF) care - 72
Smoking cessation - 53, 96-99
Social worker - 104-105 
Specialty Drug Pharmacy Program - 84-89, 114
Specialty drugs - 84-86, 88-89, 94-95, 138
Speech therapy - 48, 68-74
Speech-generating devices - 51-52
Stem cell transplants - 59-62
Sterilization procedures - 44-45
Subrogation - 121-122, 138 
Substance use disorder - 80-83, 139
Surgery - 54-63
Assistant surgeon - 19, 36, 55-56
Eye: cataract, amblyopia, strabismus - 49, 55-56
Gender affirming - 54-57
Multiple procedures - 54-56
Oral and maxillofacial - 58
Outpatient - 68-71
Reconstructive - 56-57
Sterilization, reversal of voluntary - 44-45, 55-56
Surgical implants - 50, 68-71
Surgical treatment of morbid obesity - 20-23
Transplants - 20-23, 58-62
Syringes - 88-89, 94-95
Telehealth
Dermatology - 37-38, 139
Mental health/substance use disorder - 105
Minor acute conditions - 17, 37-38, 105, 135
Nutritional counseling - 105
Temporary Continuation of Coverage (TCC) - 12-13
Tobacco cessation - 53, 96-99
Transplants - 54-63
Travel benefit - 62, 103
Treatment therapies - 47
TRICARE - 120-121
Ultrasounds - 38, 68-71
Urgent care center - 76-79
Urgent care claims - 26, 139
VA facility - 32, 129
Vaccines - 39-43, 96-99
Verbal statements - 28, 104-105
Vision services - 49, 122
Waivers - 30
Weight control - 20-23, 103
Wheelchairs - 51-52
Wigs - 50
WRAP benefits - 35, 139
X-rays - 38, 68-71
 

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