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48

 
 
Document Number:
PFBF25-048
Revision #:
v1.0
Date Published:
1/1/2025
 

 

2025 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Page 48

 

Benefit Description

Physical Therapy, Occupational Therapy, Speech Therapy, and Cognitive Rehabilitation Therapy
Outpatient treatment therapies, subject to visit limits:

 
  • Physical therapy, occupational therapy, and speech therapy:
     
    • Benefits are limited to 25 visits per person, per calendar year for physical, occupational, or speech therapy, or a combination of all three; regardless of the provider or facility billing for the services
       
  • Cognitive rehabilitation therapy, limited to 25 visits per calendar year, regardless of the provider billing the service


You Pay
Preferred: $25 copayment per visit (no deductible)

Non-preferred (Participating/Non-participating): You pay all charges

Notes:

 
  • You pay 30% of the Plan allowance (deductible applies) for agents, drugs, and/or supplies administered or obtained in connection with your care.
     
  • See Section 5(c) for our payment levels for rehabilitative therapies billed for by the outpatient department of a hospital.

 

Benefit Description

Not covered:
  • Recreational or educational therapy, and any related diagnostic testing except as provided by a hospital as part of a covered inpatient stay
     
  • Maintenance or palliative rehabilitative therapy
     
  • Exercise programs
     
  • Hippotherapy/Equine therapy
     
  • Massage therapy

You Pay
All charges

 

Benefit Description

Hearing Services
Visits related to the covered hearing services listed below


You Pay
Preferred: $10 copayment (no deductible) per visit up to a combined total of 10 visits per calendar year (benefits combined with visits in Section 5(a))

Preferred provider, visits after the 10th visit: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

Note: You pay 30% of the Plan allowance (deductible applies) for agents, drugs, and/or supplies administered or obtained in connection with your care. 

 

Benefit Description
Hearing tests related to illness or injury


You Pay
Preferred: 30% of the Plan allowance (deductible applies)

Non-preferred (Participating/Non-participating): You pay all charges

 

Benefit Description

Not covered:

 
  • Routine hearing tests
     
  • Hearing aids, including bone-anchored hearing aids, accessories or supplies (including remote controls and warranty packages) and all associated services
     
  • Hearing aid exams


You Pay
All charges

 

Go to page 47.  Go to page 49.
 

Blue Cross Blue Shield Federal Employee Program
Confidential - Internal Plan use only

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